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ATM Bersama
Artajasa ATM Bersama

ATM Bersama is one of the many interbank networks in Indonesia, connecting the ATM networks of twenty-one banks in Indonesia. It was established 1993 and is based on the model adopted by MegaLink, an interbank network in the Philippines.

At present, ATM Bersama has over 70 members with 17,000 ATMs over all of Indonesia's provinces and countless of Indonesia's cities. The network is owned by PT Artajasa Pembayaran Elektronis.


ATM Bersama provides many interbank facilities, including balance inquiry, cash withdrawal and real time-online transfer to other accounts of members of the shared network. In 2004 ARTAJASA made a cross-border ATM Bersama with partner provider MEPS, Malaysia to service Indonesian workers, students living there as well as tourists. Singapore and Thailand have already been linked to the ATM Bersama network with NETS and ITMX respectively.

Current Members

The following banks are the current members of ATM Bersama network:

• ANZ • Bank Mayora • Barclays
• Bank Agroniaga • Bank Mega • BII
• Bank Artos Indonesia • Bank Mega Syariah • BNI 46
• Bank Bengkulu • Bank Mestika • BPD Aceh
• Bank BPD Kalsel • Bank Muamalat • BPD Bali
• Bank BPD Kaltim • Bank Mutiara • BPD DIY
• Bank Bukopin • Bank Nagari • BPD Kalteng
• Bank Capital • Bank NTB • BPR KS
• Bank Commonwealth • Bank NTT • BPR SJ
• Bank DKI • Bank Nusantara Parahyangan • BRI
• Bank Ganesha • Bank Panin • BRI Syariah
• Bank HSBC • Bank Papua • BTN
• Bank Ina Perdana • Bank Pundi Indonesia • BTPN
• Bank Index • Bank Riau Kepri • CIMB Niaga
• Bank Jabar Banten • Bank Saudara • Citibank
• Bank Jambi • Bank Sinarmas • Danamon
• Bank Jateng • Bank Sulsel • ICB Bumiputera
• Bank Jatim • Bank Sulteng • Mandiri
• Bank Kalbar • Bank Sultra • OCBC NISP
• Bank Kesawan • Bank Sulut • Permata Bank
• Bank Kesejahteraan • Bank Sumsel Babel • RBS
• Bank Lampung • Bank Sumut • Standard Chartered Bank
• Bank Maluku • Bank Swadesi • UOB Buana
• Bank Mayapada Internasional • Bank Syariah Mandiri

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