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JETCO (traditional Chinese: 銀通) (full name: Joint Electronic Teller Services Limited, traditional Chinese: 銀聯通寶有限公司) is the biggest network of automatic teller machines in Hong Kong and Macau, with nearly 1,700 cash machines


JETCO was founded by the Hong Kong Branch of the Bank of China (now Bank of China (Hong Kong)) in 1982 along with the Bank of East Asia, Chekiang First Bank, Shanghai Commercial Bank and Wing Lung Bank, and at present covers all banks in Hong Kong and Macau, except for HSBC and Hang Seng Bank, which uses a separate system known as ETC.

Use In Mainland China

JETCO connects with the UnionPay network in Mainland China: JETCO cardholders can withdraw RMB cash at UnionPay machines in a number of major cities in Mainland China, while UnionPay cardholders can withdraw HK$ cash (no more than HK$5,000 per day) at JETCO machines in Hong Kong. However, after 1 January 2006, JETCO cardholders can no longer withdraw cash at UnionPay ATMs in Mainland since JETCO and UnionPay could not reach an agreement. Bank of East Asia has now linked its mainland ATMs to the JETCO network to allow users of the JETCO network to withdraw RMB cash on the mainland and mainland-based banks and others in Hong Kong have linked their ATMs in Hong Kong to the UnionPay network. Additionally, many banks in Hong Kong now issue UnionPay debit and credit cards for mainland use.


JETCO is the primary network of the following banks listed below:

Hong Kong
• Australia and New Zealand Banking Group Limited • Dah Sing Bank
• Bank of China (Hong Kong) • DBS Bank
• Bank of Communications • Fubon Bank
• Bank of East Asia • Industrial and Commercial Bank of China (Asia)
• Bank SinoPac • Industrial and Commercial Bank of China
• China Constructionx Bank • MEVAS Bank
• China Construction Bank (Asia) • Nanyang Commercial Bank
• China Merchants Bank • Public Bank (Hong Kong)
• Chiyu Banking Corporation • Shanghai Commercial Bank
• Chong Hing Bank • Standard Chartered Bank
• Citibank • Wing Hang Bank
• CITIC Ka Wah Bank • Wing Lung Bank
• Banco Comercial de Macau • Bank of China
• Banco Nacional Ultramarino • Luso International Bank
• Banco Weng Hang • Industrial and Commercial Bank of China (Macau)
• China Construction Bank • Tai Fung Bank

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